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"Chinese companies face new situations while investing overseas, namely that global politics and economics have become more complex," said Wang Tingke, general manager of China Export and Credit Insurance Corporation, or Sinosure, China's State-funded policy-oriented insurance company.

"China still has a long way to go to beef up domestic smartphone screen production capacity, although progress is being made," Geng said.

"Competition brings out the best in us. Square dancing gives us seniors an incentive to get up every morning, and the competitions provide us with a reason to keep dancing," said Yang, who no longer dances as a result of a back injury. She founded the troupe in 2001 with seven neighbors and colleagues.

"Commercial banks, whether big or small, are not familiar with customer acquisition on the internet or using alternative data provided by third-party service providers to conduct credit investigations. Under the circumstances, fintech companies will serve as necessary enablers for banks," said Victor Li, executive vice-president of Pintec, a Beijing-based fintech total solutions provider.

"Commercial banks are suggested to better recognize and assess potential risks. Under a marketoriented interest rate system, they need to set prices of financial products based on different risk levels," said Xu.